A new era of microfinance software
Stonebase Microfinance keeps pace with your digital transformation — helping your MFI become operationally faster, leaner, more resilient, and fully compliant.
Loan Disbursed Today
₹4.2Cr
↑ 18% vs yesterday
Collection Rate
98.4%
On track
Active Borrowers
1,24,840
across 14 districts
PAR > 30 Days
1.8%
Industry avg: 4.2%
Loan Portfolio
₹284Cr
Active AUM
Repayment Due Today
₹1.8Cr
2,840 EMIs
Pending KYC
142
Applications
NPA Rate
2.1%
↓ 0.3% this month
Loan Origination Pipeline
Applications Received
KYC Verified
Credit Assessed
Approved
Disbursed
Today's Collections
Priya SHG — Batch 4
Raji JLG — Group C
Meena — Ind. Loan
Geetha SHG — Batch 2
A microfinance platform
unlike any other
01
Enterprise sophistication. For every MFI.
Stonebase Microfinance is built to support all kinds of lending institutions — whether you're a startup MFI with 500 borrowers or an established NBFC serving 5 lakh clients. From first loan to full portfolio, the platform scales with you.
02
Futuristic. Easy to deploy and learn.
Minimal learning curve. Built for field officers, credit managers, and compliance teams — not just IT. Clean, guided UX on web and mobile means your team is productive from day one, without months of training.
03
Intelligence. Truly contextual.
Our AI credit engine learns from your portfolio in real time. From repayment pattern predictions to early-warning NPA flags to underwriting recommendations — every insight is contextual and built specifically for microfinance dynamics.
Solutions
State-of-the-art microfinance software for every lending operation
Loan Origination System
Automate the complete loan lifecycle — from borrower onboarding and KYC verification to credit scoring, sanctioning, and disbursement. Reduce TAT from days to hours with zero manual intervention.
Explore OriginationCollection & Repayment
Automate EMI scheduling, field collection routing, digital receipts, and reconciliation. Handle group, individual, and bulk collections across cash, UPI, and NACH mandates — all in one place.
Explore CollectionsKYC & Compliance Engine
Built-in Aadhaar-OTP KYC, PAN validation, CIBIL and bureau integration, RBI Fair Practice code compliance, and full audit trail generation. Stay inspection-ready at all times.
Explore CompliancePortfolio Analytics & NPA
Real-time dashboards for PAR 0/30/60/90, NPA provisioning, cohort analysis, and geographic risk maps. Equip your credit and risk team with intelligence that prevents defaults before they happen.
Explore AnalyticsAccounting & Core Financials
Full GL, AP/AR, fixed assets, provisioning, and RBI-mandated reporting in one engine. Auto-reconcile disbursements, collections, and interest income with zero manual journal entries.
Explore FinancialsField Operations Mobile App
Empower your field officers with offline-capable mobile tools for loan applications, collection entry, GPS attendance, group meeting minutes, and real-time dashboard access.
Explore Field AppThe Platform Stack
Full-stack microfinance infrastructure. First-of-its-kind.
Stonebase Microfinance is engineered to be frictionless — removing the complexity that has defined legacy loan management software. A fully integrated tech stack eliminates disconnected systems, fragmented data, and siloed operations.
Fully-featured trial, no contract lock-in
Platform that scales from 500 to 5 lakh borrowers
Transparent onboarding and training costs
RBI-grade cloud infrastructure
Loan Origination
✓ ActiveCollection Engine
✓ ActiveKYC Bureau
✓ LiveAnalytics
✓ LiveField App
✓ OnlineCompliance
✓ ReadyPlatform uptime SLA
99.97%
AI in Microfinance
AI Credit Intelligence Engine
Learning from 1.2M+ transactions
Repayment probability — Meena R.
Low RiskEarly NPA signal — Batch 18-C
High RiskOverindebtedness check — Ravi K.
ReviewCredit limit recommendation
₹35,000AI Forecast
Portfolio PAR 30 projected to improve by 0.6% next month based on current collection trends.
Put AI to work for your entire lending operations.
Increase your portfolio resilience, stability, and control with an AI that truly understands microfinance dynamics.
Our credit AI learns from millions of loan transactions in real time — helping you forecast headwinds in repayment, co-create underwriting rules with AI agents, and receive intelligence that enhances clarity in every credit decision you make.
Explore AI Credit EngineVerticals
Drive growth with a platform perfected for your lending vertical.
World-class scalability
A scalable infrastructure built for moments that count
Whether you're serving 500 or 5 lakh borrowers, Stonebase handles increasing transaction volume, user load, and data complexity without compromise.
India
14 states served
1.2M+
borrowers on platform
EMI repayments are processed every second
KYC verifications are completed every minute
Collection reconciliations happen daily, automatically
Monthly RBI returns and regulatory filings — auto-generated
Annual portfolio audits and provisioning — compliance-ready
The safest place for your borrower data
Stonebase's commitment to security is embedded across all operations — from RBI-grade infrastructure to product development protocols to watertight admin controls, ensuring full compliance with all relevant data protection laws.
Data meant to be yours, stays yours
Stonebase never sells your borrower information or portfolio data for advertising. Our privacy policy explains exactly what we collect, what we do with it, who can access it, and what you can do about it — always.
Built-in RBI compliance ecosystem
From Fair Practice Code adherence to RBI quarterly returns, from CERSAI reporting to credit bureau submissions — every compliance obligation is built into the platform and automated for you.
Certification & Compliance
Built-in compliance on which your MFI is built on
Integrations
Built-in ecosystem on which your MFI is built on
Support
Get the most out of Stonebase Microfinance
Customer Support
Expert teams to guide your Stonebase journey
Our solutions team combines deep expertise in both microfinance domain and platform implementation — helping your MFI get faster ROI. From initial loan product configuration to operational readiness, our experts lead the way.
We handle the complexities of data migration from your existing LMS and bureau API connectivity, providing hands-on guidance at every step of your transition.
< 4h
Response SLA
24/7
Monitoring
5★
Avg Rating
Stonebase Partners
Execute faster with MFI implementation partners
Lean on our certified partners to handle the technical heavy lifting — from custom loan product configuration to full-scale implementation and RBI compliance reviews. Stonebase partners bring deep microfinance domain expertise to integrate our platform across your entire operation.
Support Enquiry
support@stonebase.in
Partnership & Sales
mfi@stonebase.in
Toll-Free
1800-572-8900
Built for MFIs starting with 500 or scaling to 5 lakh borrowers.
From your first loan to your millionth disbursement.
Whether your vision is district-level or pan-India.
Born in a cooperative society or licensed as a NBFC.
Leaving your startup tag or managing a ₹1,000Cr portfolio.
1.2M+
Borrowers on platform
14
States served
99.97%
Platform uptime
4 hrs
Avg loan TAT
18
Compliance frameworks